Piggyvest vs Cowrywise


Piggyvest is an online saving and investment platform that helps users save money efficiently through its different tailored offerings such as target, safe lock etc. Started on the7th of January 2016, it offered only savings to its customers as Piggybank.ng. After 3 years, Piggybank.ng became Piggyvest and began offering direct investment opportunities to its users.

Piggyvest currently has over 2,000,000 customers according to their website that has bought into their mission of giving everyone the power to better manage and grow their finances.

Cowrywise is also and online savings and investment platform that helps users save money through their many innovative offers.

Core Offerings


5 core offerings of Piggyvest

  1. PIGGYBANKAutomated Savings
    Up to 8% per annum
    The helps the user build dedicated savings faster on their own terms automatically or manually.
  2. SAFE LOCKFixed Savings
    Thie feature helps you lock funds away for a fixed period of time to avoid spending temptation and earn up to 12.5% p.a. paid upfront.
    It is impossible to access the locked money until maturity. It’s like having a custom fixed deposit.
  3. TARGETSGoal-oriented Savings
    This feature helps in reaching all your savings goals faster. Save towards multiple goals on your own or with a group.
    The returns here is also up to 8% p.a.
  4. FLEX NAIRAFlexible Savings
    Possible return on flex naira is up to 8% p.a.
    Save, transfer, withdraw, manage and organise your money for free at any time
  5. FLEX DOLLARDollar Savings
    Up to 5% per annum paid monthly
    Save in foreign currencies such as USD and Euros.

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